If nothing else this is my advise - take a risk when you can afford to take the loss.
I'd hate to see anyone get buried in this economy at all. You go down now it might take a while to get back up. When investors went down during the depression they took a leap - from a high building. Now's the time to work hard in something stable. Get you knuckles bloody, get your boots muddy.
What is it? About 80% of all restraints fail within a year or two? Hate to see that statistic on luxury stores. Within 10 miles from me is a fancy cigar shop with a built in humidor. You can't smoke indoors in Delaware even to taste a cigar in a cigar shop (and maybe that hurts them) but I've only ever seen one employee (the owner works all hours alone). Every time (every time) I walk in he's on the phone and I overhear him complaining about not having money or being able to pay bills. I feel bad for him, so I try to give him as much business I can (every time I've ever walked in I've been the only customer in the store) even though the JR Cigars in DC has a better selection and better prices.
If you're independently wealthy do what makes you happy. If you need a job get something secure like a government job like dept of trans, or dept of corrections. If you've already got the store and made a payment on it do what you know is best - only you know what that is.
Again, if nothing else this is my advise - take a risk when you can afford to take the loss.
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