Okay so for starters I fixed that for you. There are no "ex-Marines" unless they received a bad conduct discharge or a dishonorable. Oh, and the proper capitalization of course.
I own both the XD 45 in the 5 inch tactical and the XDm in 9mm and both would be good for shoulder carry, but not the waistband. If you're looking for a waist carry CCW you should really look at a Smith and Wesson "J" frame or their light weight line in .38SPL. This way you can do IWB (inside the waistband), or ankle/pocket carry.
Kris
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