LOL. The Socialists made auto insurance a part of the government (and mandatory) in B.C. decades ago. Even the most right-wing government since hasn't been able to touch something that costs residents less (on average). OTOH, such aspirational concepts like having an enclosed garage and getting a discount for using it are contrary to the egalitarian worker ideal and thus unlikely to find traction. :-)

... and yeah, we generally ignore Columbus day in Central Canada too. ;-)