Ok, so I am strumming along happily this morning doing some online bill paying when my wife lets out a series of screams. I run out of the den to the family room and there she is scamperring about with a bunch of towells. Water is leaking from three different areas on the ceiling and through the upper heating vents. Water (sewage) is also coming through the toilet and bathtubs of two of our bathrooms? I turned off the house water and called the plumber. Two hours later they show up dumbfounded and start cutting random holes in my ceiling.

Verdict- my yougest son placed a toy down the toilet which caused a major back-up to the tune of $500. That could have been worse, I guess. Problem now is that I am staring at a couple of giant holes in my ceiling- in is about 2 ft x 2 ft- the other is about 2 ft x 3 ft.

Anyone have any experience with this type of repair job? Would it be worth it to do myself vs. having someone come in to do it? My homeowners deductible is $500 and I have no clue what it would cost for someone else to do. Either way, I am sure this is not going to be fun.