Quote Originally Posted by SuperChuck
I don't know if you can get them under the age of 18. It would seem that signing a credit card slip would be a binding contract, regardless.

But I also think I had a checking account at 17 and a check is a binding contract...
Typically, minors can contract; however, most of those contracts (unless they're for necessities) are voidable by the minor. That's why most places won't issue credit cards to them. Until Shel gives us some specifics on how exactly this thing works, I don't see how it can work any better than assuming that credit/debit card = 18 years old.