Quote Originally Posted by derivation View Post
I'm not an expert in insurance, but I know that the competition for car insurance has been really strong in recent years (thus all of the commercials). The rates on all of the companies are dropping.
WRONG! Not all the compaines can drop like the ones that just offer car insurance. They didn't take a huge hit like others did because of natural diasaters. Geico has a 64% "turn-over" rate and from what I heard, shitty claim service. But that's just what I've heard.

It's always good to call up your insurance agency and go over what you have and what they think. Ask if you can be moved to a better company. One of my main jobs if looking over customer records and see what's "move-able".