Cliff Notes: Shop around on insurance you can save a bunch, Geico is fine until you try to file a claim.


I do not have Geico but have been involved in 2 accidents where they were involved due to another party... they have been nothing but a PITA for myself and for the client they were representing.

I have Progressive now, had State Farm from the age of 15.5 - 22.5.

State Farm I had a perfect record.
I then had 2 at fault accidents in a 4mo time frame totaling about 250-300k in payout covering everything.
State Farm dropped me. I wasn't shocked at all.
I freaked... nobody is going to cover me.
Called Progressive.
Not only did they cover me with my 2 at fault wrecks and ticket they saved me approximately 400-500 a year compared to what I was paying with SF with my PERFECT record.

I found out from Progressive that my rates will also drop this year (not sure how much though since I'm going from married to single) when I hit 25 and my first accident drops off, followed by the 2nd accident and ticket. I CAN'T WAIT!!!