I have had a bad experience with All-State though they were the cheapest insurance company I ever had. They dropped me for two accidents that were not my fault and of which they recovered damages from the other driver’s insurance company (damn Florida no fault law).
I also had problems with Geico with their customer service. I was going to School in Florida and a resident of Maryland. I was calling up about information on changing with them to a FL plan if possible and they said they couldn’t do that and I would have to get a FL insurance plan once my term expired. Not to mention I was paying for AAA coverage and when I actually needed a tow truck they said I didn’t have the coverage. After about a month of arguing with them they realized they were wrong.
I don’t think many people have had a good experience with insurance companies though since you really only need them when S@^$ hits the fan. I would just pick the cheapest insurer (check out progressive that’s where I got my quotes online when I changed companies, and surprisingly the cheapest wasn’t progressive).
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